My sister’s account performance 
The SA stock market, as defined by the JSE FTSE All Share Index (ALSI) delivered a performance of -11.87 % for the 2018 calendar year as on Friday 28 December 2018, which was the JSE Broker Deal Accounting (BDA) month and year end for most stock broker client accounts.
I don’t manage money professionally for other’s, except my own and close relatives, like my dear sister Janine. I’ve managed to increase the value of her account by 29.81 % in 2018, for an outperformance of 41.68 % vs the market. The past 11 years her account has increased by 327 % vs the 81 % of the market, or 4 times better than the market averages. She is understandably very, very happy to say the least. Long may it last into the future.
Compounding is a truly a wonderful phenomenon, and the secrets are simple, IF you have the discipline to abide by them. Save, by living well within your means, invest, and finaly, live long. As Charlie Munger put’s it so well, ” All I Want To Know Is Where I’m Going To Die So I’ll Never Go There “. It’s simple, but no one is saying it’s easy !
Here is to a prosperous and happy New Year for everyone in 2019 !
